Healthy Homes

About

Healthy Homes provides assistance to income-eligible homeowners in the City of Richmond for essential health and safety repairs, accessibility modifications, and energy efficiency improvements. This initiative is intended to preserve affordable homeownership and address code and safety violations in owner-occupied properties.

Please read the below program guidelines to familiarize yourself with the eligibility requirements and application process. Scroll to the bottom of this page to download the program application.

Eligible Repairs

The program will prioritize health and safety repairs including but not limited to:

• HVAC repair or replacement
• Roof repair or replacement
• Plumbing and electrical repairs
• Accessibility modifications (e.g., ramps, ADA bathrooms)
• Energy efficiency improvements (e.g., windows, doors)
• Other urgent home rehabilitation needs as deemed eligible by program staff

Eligibility Criteria

To qualify for assistance under the Healthy Homes Program, applicants must meet all the following criteria:

Property Requirements

• The applicant must own and occupy the property as their primary residence.
• The property must be located within the City of Richmond.
• The property must be residential and may not be used for commercial or rental purposes.
• Homes built prior to 1978 may be subject to lead-based paint compliance

Income Eligibility

• The household's total gross income must not exceed 80% of the HUD Area Median Income (AMI) for the Richmond Metro FMR Area.
• Income will be verified for all household members 18 years or older.

Additional Considerations

• Applicants must be current on property taxes and mortgage payments.
• Prior rehabilitation assistance within the past five (5) years may affect eligibility.
• Homes with reverse mortgages are not automatically disqualified but will be evaluated case-by-case.

Required Documentation

Applicants must provide complete and accurate documentation to be considered for the program:

Income Verification

• Applicants must provide the following as applicable for all household members age 18 and older:
• Pay Stubs - Last two (2) months of consecutive pay stubs (if employed)
• Federal Tax Return - Most recent IRS tax return including W-2s
• Benefit Statements - For any applicable assistance programs, including: Social Security (SSA or SSDI), Supplemental Security Income (SSI), Veterans Administration (VA) benefits, Pension or retirement income , SNAP benefits or other public assistance
• Child Support / Alimony - Proof of payment received (if applicable)
• Other Sources of Income - Including rental income, business income, etc., with appropriate documentation

Property Verification

• Proof of ownership (e.g., deed or mortgage statement)
• Copy of property insurance
• Recent real estate tax receipt
• Utility bill or driver's license as proof of residency
• Mortgage statement and any lien/judgment documentation (if applicable)

Application Process

1. Submission: Applicants must complete the Owner-Occupied Application form and submit all required documents.
2. Review: Staff will review eligibility and verify all income, property, and residency documentation.
3. Inspection: A home inspection will be scheduled to assess needed repairs.
4. Approval: Qualified applicants will receive approval based on available funding, urgency of repairs, and priority needs.
5. Contracting: Repairs will be performed by pre-approved contractors following City procurement procedures.

Applicant Certification

Applicants must certify that the information provided is true and authorize the City to verify records, including income and property status. False statements or submission of fraudulent documents may result in denial or termination of assistance.

Apply Today!

Click here to download the Healthy Homes Application. For a pdf of the above program guidelines, please click here.